Tools to help keep you on track for a secure future. Here's a library of financial calculators to help you start planning your financial future – from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing. Interactive calculations, dynamic graphs, and fully customizable reports are just a few of the features our calculators employ to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point on the road to a secure future. Disclaimer for External Links

Regular IRA vs. Roth IRA - Annual Contribution Use this calculator to determine whether a regular IRA or a Roth IRA is right for you. Minimum IRA Distribution Use this calculator to determine the amount that the federal government requires you to withdraw annually from your IRA. Retirement Income Planner Use this calculator to evaluate your retirement income plan. Children's Education Savings Use this calculator to evaluate and determine if you need to make changes to your college savings plan. Flexible Spending Account Calculator This calculator shows the effect a Flexible Spending account will have on your net pay. IRA Distribution Before Age 59 1/2 Calculator This calculator computes exceptions from the penalty for early distribution (before age 59 1/2) from an IRA. Loan Calculator Use this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter. Time To Payoff Credit Card Use this calculator to calculate the monthly payment and length of time it will take to pay off your credit card. Qualify for Home Purchase This calculator indicates whether or not you qualify for a conventional mortgage. Mortgage Calculator Use this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter. Paycheck Calculator - Hourly This calculator computes gross and net pay for an hourly paycheck and displays the various withholdings. Paycheck Calculator - Salaried This calculator computes net or gross pay for a single paycheck and displays the various withholdings.